Health Savings Account and Flexible Spending Account

Health Savings Account with High Deductible Health Plan

We offer a Health Savings Account (HSA) with a High Deductible Health Plan (HDHP). This plan is very affordable and an effective way to manage your healthcare costs. The HDHP has a higher deductible and out-of-pocket maximums, but has a lower payroll deduction. All qualified medical expenses, including prescription costs, are applied to your deductible and then covered at 70% if services are in-network. All preventive care services are fully covered.

Flexible Spending Account

We also offer full-time employees the opportunity to deposit pre-tax money into accounts for health care and dependent care expenses. You can reduce your taxable income by storing this money away and using it for eligible expenses not covered by Medical, Vision and Dental Plans, and for the cost of childcare and elderly parent care.